GoCardless (Direct Debit)

Not to be confused with GoCardless Banking — that app is read-only (fetches transactions). This one is the payment gateway side of GoCardless: pulls EUR / GBP from customer bank accounts via Direct Debit mandates.

The payments app ships GoCardless Settings and GoCardless Mandate for this.

When to use it

• Recurring B2B billing in EUR / GBP — once a customer signs a mandate, you debit their bank monthly without re-authorisation.
• Lower per-transaction cost than cards — typically <1% vs ~1.5% for cards. The trade-off: collection takes 2-3 business days, not instant.
• You already use GoCardless for transaction data — same vendor for both flows simplifies billing.

If you primarily sell to consumers, Mollie's SEPA DD support is usually simpler.

Settings

GoCardless Settings (single) — same secret you use for GoCardless's Direct Debit API (separate from the Bank Account Data API used by GoCardless Banking).

A mandate per Customer is stored as GoCardless Mandate records in ERPNext.

Workflow

1. New customer signs a SEPA / Bacs mandate via GoCardless's hosted page.
2. Mandate stored on the Customer.
3. ERPNext Subscription / Sales Invoice triggers a charge against the mandate.
4. GoCardless settles the funds 2-3 business days later, webhook confirms.
5. ERPNext creates the Payment Entry.

Prilk support

Upstream-maintained gateway. We support it as part of standard ERPNext implementations. The Bank Account Data side (transaction pulling) is on our GoCardless Banking page.

Upstream GoCardless DD docs.