Plaid

Plaid is a US/Canada-focused bank-account-data API — the North- American counterpart to GoCardless Banking. It ships natively with ERPNext via Plaid Settings and connects to 12,000+ US banks.

When to use it

You're operating in or selling to a US/Canadian entity that's not covered by GoCardless Banking's EU/UK list.
You need to pull US bank transactions into ERPNext on a schedule.

For Dutch / EU bank accounts, use GoCardless Banking instead — Plaid's European coverage is limited and pricier.

Settings

Open Plaid Settings (single doctype) in the awesomebar. Required fields:

Client ID and Secret from your Plaid dashboard.
Environment — Sandbox / Development / Production.

Plaid's pricing tiers: Sandbox is free, Development free for limited items, Production charges per active item per month plus per-call fees. Sign up at plaid.com.

Workflow

Configure Plaid Settings with your API credentials.
From a Bank Account record, click Link with Plaid. You're redirected to Plaid Link to authenticate with the user's bank.
On success, ERPNext stores an access token and starts pulling transactions into Bank Transaction records.
Subsequent transactions sync via the ERPNext scheduler.

Prilk support

We don't actively maintain Plaid integrations — our market is EU. If your bench needs Plaid working, the upstream ERPNext docs are the authoritative source: ERPNext Plaid docs.